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	<title>Comments on: Credit Card Upheaval: Time for You to Wake Up and Take Charge</title>
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	<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/</link>
	<description>Money-saving deals and simple advice for saving money</description>
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		<title>By: Tagging along with Credit Card Reform: More Fees, Higher Interest Rates, and Less Credit Period - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-2958</link>
		<dc:creator>Tagging along with Credit Card Reform: More Fees, Higher Interest Rates, and Less Credit Period - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Mon, 22 Feb 2010 14:07:05 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-2958</guid>
		<description>[...] Along with requiring that you receive fair warning to rate increases, the CARD act gives you the option of just saying no to the increase. The catch is that you won&#039;t be allowed to use the card anymore. But that&#039;s really the only way you can take charge of the situation. [...]</description>
		<content:encoded><![CDATA[<p>[...] Along with requiring that you receive fair warning to rate increases, the CARD act gives you the option of just saying no to the increase. The catch is that you won&#39;t be allowed to use the card anymore. But that&#39;s really the only way you can take charge of the situation. [...]</p>
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		<title>By: How Battling the Banks and Credit Card Companies Is Like Whack-A-Mole - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-2618</link>
		<dc:creator>How Battling the Banks and Credit Card Companies Is Like Whack-A-Mole - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Thu, 28 Jan 2010 14:56:41 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-2618</guid>
		<description>[...] money-making strategies—before the &quot;reform&quot; is even officially in place. In the meantime, there&#039;s upheaval in the credit card world from the consumer perspective, with rate rises and fixed rates switched to variable ones. Due to the new rules, millions of [...]</description>
		<content:encoded><![CDATA[<p>[...] money-making strategies—before the &quot;reform&quot; is even officially in place. In the meantime, there&#39;s upheaval in the credit card world from the consumer perspective, with rate rises and fixed rates switched to variable ones. Due to the new rules, millions of [...]</p>
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		<title>By: Why Are Banks and Credit Card Issuers Being So Nice? - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-2356</link>
		<dc:creator>Why Are Banks and Credit Card Issuers Being So Nice? - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Mon, 18 Jan 2010 14:53:43 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-2356</guid>
		<description>[...] been seen as bad guys long enough for the government to step up with reforms to everything from credit cards to debit card overdrafts to gift [...]</description>
		<content:encoded><![CDATA[<p>[...] been seen as bad guys long enough for the government to step up with reforms to everything from credit cards to debit card overdrafts to gift [...]</p>
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		<title>By: You Will Be Living in a Place that Resembles Europe. Or Perhaps China or Australia - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-2276</link>
		<dc:creator>You Will Be Living in a Place that Resembles Europe. Or Perhaps China or Australia - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Wed, 13 Jan 2010 15:25:42 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-2276</guid>
		<description>[...] notice about bill pay-by dates and changes to card terms. But the reforms have also resulted in a fair amount of upheaval, with the widespread rise of interest rates and more and higher fees, along with the virtual [...]</description>
		<content:encoded><![CDATA[<p>[...] notice about bill pay-by dates and changes to card terms. But the reforms have also resulted in a fair amount of upheaval, with the widespread rise of interest rates and more and higher fees, along with the virtual [...]</p>
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		<title>By: Looking into the Crystal Ball and Seeing More and More Credit Card Fees - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-2178</link>
		<dc:creator>Looking into the Crystal Ball and Seeing More and More Credit Card Fees - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Wed, 06 Jan 2010 20:31:30 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-2178</guid>
		<description>[...] Credit Card Upheaval: Time for You to Wake Up and Take Charge [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Card Upheaval: Time for You to Wake Up and Take Charge [...]</p>
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		<title>By: It Was an Awful Year for the Economy. But a Great One for the Consumer? - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-2070</link>
		<dc:creator>It Was an Awful Year for the Economy. But a Great One for the Consumer? - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Thu, 31 Dec 2009 14:50:21 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-2070</guid>
		<description>[...] but in other ways, consumers need to be more vigilant than ever when dealing with plastic. If you don&#039;t pay attention or use the wrong card, you&#039;ve got no one to blame but yourself. A nice quote from the LA Times that sums up the year to [...]</description>
		<content:encoded><![CDATA[<p>[...] but in other ways, consumers need to be more vigilant than ever when dealing with plastic. If you don&#39;t pay attention or use the wrong card, you&#39;ve got no one to blame but yourself. A nice quote from the LA Times that sums up the year to [...]</p>
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		<title>By: World Citizen &#8211; travelings of&#8230;.</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-1876</link>
		<dc:creator>World Citizen &#8211; travelings of&#8230;.</dc:creator>
		<pubDate>Sun, 20 Dec 2009 03:56:45 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-1876</guid>
		<description>[...] matter if you have one credit card are a dozen, read this [...]</description>
		<content:encoded><![CDATA[<p>[...] matter if you have one credit card are a dozen, read this [...]</p>
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		<title>By: When Credit Card Rates Hit the Roof, It&#8217;s Time to Bust Out the Scissors - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-1815</link>
		<dc:creator>When Credit Card Rates Hit the Roof, It&#8217;s Time to Bust Out the Scissors - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Wed, 16 Dec 2009 16:11:54 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-1815</guid>
		<description>[...] all the upheaval in the credit card industry, many of your neighbors are making significant changes to what&#039;s in their wallets, and the way they [...]</description>
		<content:encoded><![CDATA[<p>[...] all the upheaval in the credit card industry, many of your neighbors are making significant changes to what&#39;s in their wallets, and the way they [...]</p>
]]></content:encoded>
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		<title>By: The Year of Living Cheaply: A Retrospective - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-1790</link>
		<dc:creator>The Year of Living Cheaply: A Retrospective - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Tue, 15 Dec 2009 12:52:12 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-1790</guid>
		<description>[...] Thousands of consumers settle up their credit card debt by taking an obvious step: They ask the card issuer to accept less than they owe. Many banks, eager to get something rather than nothing, are willing to deal. (For that matter, asking for a discount on just about anything proves to be a good idea.) Also in the pursuit of maximizing profits, credit card issuers counter legislative reform efforts by adding fees, including one for NOT buying stuff, and jacking up interest rates. [...]</description>
		<content:encoded><![CDATA[<p>[...] Thousands of consumers settle up their credit card debt by taking an obvious step: They ask the card issuer to accept less than they owe. Many banks, eager to get something rather than nothing, are willing to deal. (For that matter, asking for a discount on just about anything proves to be a good idea.) Also in the pursuit of maximizing profits, credit card issuers counter legislative reform efforts by adding fees, including one for NOT buying stuff, and jacking up interest rates. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Must-See Recession-Era TV: &#8220;The Card Game&#8221; and More - It&#39;s Your Money - TIME.com</title>
		<link>http://money.blogs.time.com/2009/11/09/credit-card-upheaval-time-for-you-to-wake-up-and-take-charge/comment-page-1/#comment-1468</link>
		<dc:creator>Must-See Recession-Era TV: &#8220;The Card Game&#8221; and More - It&#39;s Your Money - TIME.com</dc:creator>
		<pubDate>Tue, 24 Nov 2009 14:18:11 +0000</pubDate>
		<guid isPermaLink="false">http://money.blogs.time.com/?p=1805#comment-1468</guid>
		<description>[...] one the clips you can check out in advance, Mehta basically says that no matter what &lt;legislation Congress cooks up, there is no real way to fully protect consumers and still have a free-market system.  &quot;How do you [...]</description>
		<content:encoded><![CDATA[<p>[...] one the clips you can check out in advance, Mehta basically says that no matter what &lt;legislation Congress cooks up, there is no real way to fully protect consumers and still have a free-market system.  &quot;How do you [...]</p>
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